Internet Banking Scam
The Police have just issued a warning about this scam.
Account takeover fraud - This growing crime is a form of identity theft, where a fraudster gains control of a victim's bank or credit card account and then makes unauthorised payments.
How this could happen
A fraudster calls, impersonating your internet provider. They tell you that you have some connection problems. To fix the problem, they ask you to log onto your computer and download a specific piece of software. This software allows the fraudster to see your screen. They then ask you to log into your online banking account. The
fraudster now has the opportunity to steal your banking details and move money out of your account.
You call your bank and the bank gain access to your computer (The bank would do this)
You receive a call, even one asking you to call them back, to gain access to your computer (The fraudster would do this)
An example of account takeover fraud
The caller offers you a refund and "accidentally" sends you too much money and asks you to return the overpayment. This creates a new payment to the fraudster on your account and now the fraudster can transfer money from your account to the fraudster's account.
If in doubt contact Action Fraud on 0300 123 2040 or visit their website www.actionfraud.police.uk
Scammers target NatWest and RBS customers
Posted: Wed, 30 Jan 2019 17:42 by Mark Bush